Health insurance through Outstaffer AI, with PhilCare (a Philippine HMO) or SafetyWing Remote Health, is charged per covered person, per month, in US dollars (USD), excluding sales taxes. For each covered person you pay for, you are charged two amounts: the insurance, and a US$15 administration fee. Prices current from October 12, 2026.
Note: These prices are for Clients billed in US dollars, including Clients in the United States, Singapore and every other country outside Australia and New Zealand. Clients in Australia and New Zealand can find their prices in "Health Insurance Pricing (Australia and New Zealand)".
How health insurance is charged
For each person whose health insurance you pay for, you are charged two amounts each month:
The insurance: the amount shown for that person in the tables on this page.
The administration fee: US$15 per covered person, per month.
Each covered person, the employee and each dependent, is priced separately.
When a health insurance price changes, only the insurance amount changes. The US$15 administration fee stays the same.
This page covers prices only. For what each insurer and plan covers, see "What Health Insurance Does Outstaffer AI Offer?", "Philippines: Choosing PhilCare or SafetyWing Essential for an Employee" and "SafetyWing Remote Health Plans Compared (Essential, Standard and Premium)".
PhilCare prices (Philippines)
PhilCare is a Philippine HMO (health maintenance organization) for employees who live in the Philippines. PhilCare has a flat price for each type of covered person.
PhilCare prices per covered person, in US dollars, excluding sales taxes:
Covered person | Insurance (US$ per month) | Total with the US$15 fee (US$ per month) |
Employee | $45 | $60 |
Dependent (spouse, partner, child) | $45 | $60 |
Extended dependent parent | $70 | $85 |
For who can be covered as a PhilCare dependent, see "Adding or Removing an Employee's Dependents on Health Insurance".
SafetyWing prices by age
SafetyWing Remote Health prices each covered person, including each dependent, by that person's age. The plan depends on where your employee lives:
SafetyWing Essential: employees who live in the Philippines, Malaysia, Vietnam, Thailand or India.
SafetyWing Standard or Premium: employees who live in Australia or New Zealand.
Employees who live in Singapore: SafetyWing Standard or Premium on the worldwide option, priced in the next section.
SafetyWing Premium Plus is not offered.
SafetyWing Essential
SafetyWing Essential prices for employees in the Philippines, Malaysia, Vietnam, Thailand or India, per covered person, in US dollars, excluding sales taxes:
Age | Insurance (US$ per month) | Total with the US$15 fee (US$ per month) |
0 to 17 | $42 | $57 |
18 to 39 | $64 | $79 |
40 to 49 | $91 | $106 |
50 to 59 | $139 | $154 |
60 to 74 | $248 | $263 |
SafetyWing Standard
SafetyWing Standard prices for employees in Australia or New Zealand, per covered person, in US dollars, excluding sales taxes:
Age | Insurance (US$ per month) | Total with the US$15 fee (US$ per month) |
0 to 17 | $73 | $88 |
18 to 39 | $116 | $131 |
40 to 49 | $169 | $184 |
50 to 59 | $259 | $274 |
60 to 74 | $470 | $485 |
SafetyWing Premium
SafetyWing Premium prices for employees in Australia or New Zealand, per covered person, in US dollars, excluding sales taxes:
Age | Insurance (US$ per month) | Total with the US$15 fee (US$ per month) |
0 to 17 | $112 | $127 |
18 to 39 | $205 | $220 |
40 to 49 | $259 | $274 |
50 to 59 | $397 | $412 |
60 to 74 | $722 | $737 |
SafetyWing prices for employees in Singapore
Employees who live in Singapore have SafetyWing Standard or Premium on the worldwide option. Each covered person is priced by age.
SafetyWing Standard, worldwide option (Singapore)
SafetyWing Standard worldwide option prices per covered person, in US dollars, excluding sales taxes:
Age | Insurance (US$ per month) | Total with the US$15 fee (US$ per month) |
0 to 17 | $131 | $146 |
18 to 39 | $209 | $224 |
40 to 49 | $307 | $322 |
50 to 59 | $473 | $488 |
60 to 74 | $865 | $880 |
SafetyWing Premium, worldwide option (Singapore)
SafetyWing Premium worldwide option prices per covered person, in US dollars, excluding sales taxes:
Age | Insurance (US$ per month) | Total with the US$15 fee (US$ per month) |
0 to 17 | $200 | $215 |
18 to 39 | $314 | $329 |
40 to 49 | $473 | $488 |
50 to 59 | $727 | $742 |
60 to 74 | $1,330 | $1,345 |
Prices for dependents
Each dependent is a covered person and is priced separately. What you are charged depends on who pays for the dependent:
A dependent you pay for: you are charged the insurance plus the US$15 administration fee for that dependent each month, at the prices on this page.
A dependent your employee pays for: if you have not chosen to pay for a dependent, your employee can pay for that dependent's coverage through a monthly payroll deduction. That dependent is not charged to you and does not appear on your invoice. No administration fee is charged for that dependent.
For who can be added as a dependent, and how, see "Adding or Removing an Employee's Dependents on Health Insurance".
When a SafetyWing age band is corrected
SafetyWing is priced by each covered person's age band. If a covered person's date of birth, confirmed after onboarding, puts them in a different age band from the one you were quoted, the price is corrected from the start of coverage and shown on your next invoice. Outstaffer AI contacts you first.
Correcting an age band does not change the prices on this page. The covered person is charged the price for their correct age band.
When health insurance prices can change
Health insurance prices are not fixed for a set period. Outstaffer AI reviews them from time to time and can change them, for example when an insurer changes its rates or, for PhilCare, when exchange rates move.
Your health insurance charge is not adjusted each month for exchange rates. A health insurance price changes only after Outstaffer AI gives you notice under the Terms of Service. Without that notice, your price stays the same.
Who to contact
Questions about prices, billing or your invoice: contact your Customer Success Manager.
Changes to an employee's coverage, such as adding a dependent: contact their HR Manager.