Health insurance through Outstaffer AI, with PhilCare (a Philippine HMO) or SafetyWing Remote Health, is charged per covered person, per month, in Australian dollars (AUD), excluding GST. For each covered person you pay for, you are charged two amounts: the insurance, and an AUD $15 administration fee. Prices current from 12 October 2026.

For each person whose health insurance you pay for, you are charged two amounts each month:

Each covered person, the employee and each dependent, is priced separately.

When a health insurance price changes, only the insurance amount changes. The AUD $15 administration fee stays the same.

This page covers prices only. For what each insurer and plan covers, see "What Health Insurance Does Outstaffer AI Offer?", "Philippines: Choosing PhilCare or SafetyWing Essential for an Employee" and "SafetyWing Remote Health Plans Compared (Essential, Standard and Premium)".

PhilCare is a Philippine HMO (health maintenance organisation) for employees who live in the Philippines. PhilCare has a flat price for each type of covered person.

PhilCare prices per covered person, in AUD, excluding GST:

For who can be covered as a PhilCare dependent, see "Adding or Removing an Employee's Dependents on Health Insurance".

SafetyWing Remote Health prices each covered person, including each dependent, by that person's age. The plan depends on where your employee lives:

SafetyWing Premium Plus is not offered.

SafetyWing Essential prices for employees in the Philippines, Malaysia, Vietnam, Thailand or India, per covered person, in AUD, excluding GST:

SafetyWing Standard prices for employees in Australia or New Zealand, per covered person, in AUD, excluding GST:

SafetyWing Premium prices for employees in Australia or New Zealand, per covered person, in AUD, excluding GST:

Employees who live in Singapore have SafetyWing Standard or Premium on the worldwide option. Each covered person is priced by age.

SafetyWing Standard worldwide option prices per covered person, in AUD, excluding GST:

SafetyWing Premium worldwide option prices per covered person, in AUD, excluding GST:

Each dependent is a covered person and is priced separately. What you are charged depends on who pays for the dependent:

For who can be added as a dependent, and how, see "Adding or Removing an Employee's Dependents on Health Insurance".

SafetyWing is priced by each covered person's age band. If a covered person's date of birth, confirmed after onboarding, puts them in a different age band from the one you were quoted, the price is corrected from the start of cover and shown on your next invoice. Outstaffer AI contacts you first.

Correcting an age band does not change the prices on this page. The covered person is charged the price for their correct age band.

Health insurance prices are not fixed for a set period. Outstaffer AI reviews them from time to time and can change them, for example when an insurer changes its rates or when exchange rates move.

Your health insurance charge is not adjusted each month for exchange rates. A health insurance price changes only after Outstaffer AI gives you notice under the Terms of Service. Without that notice, your price stays the same.